If you are an employee participating in the TIAA/CREF retirement plan, you may also establish a supplemental retirement annuity (SRA) plan through TIAA/CREF in order to increase the amount of funds dedicated to future retirement income, through salary reduction. 

Unlike the TIAA Retirement Plan, SRA’s provide you with the ability to get loans from your accumulated income.  For more information regarding SRA’s you should contact the Office of Human Resources, or visit TIAA/CREF’s web site.