Upon completion of one year of continuous employment you are eligible for total disability coverage.  

Total disability benefits begin on the first day of the month following six months of disability, and continue during such disability until you reach age seventy (70) or until death whichever comes first.  This plan provides for a monthly income equal to 60% of your salary, not to exceed $4,500.00 a month.  If you are participating in the pension plan, at the time you become disabled, it will also provide contributions to your annuity plan at the rate of 9% of your monthly wage base.

Copies of the Group Long Term Disability Insurance Certificate and forms necessary to apply for long-term disability benefits may be obtained from the Office of Human Resources.